Terms of Service

By using the Pulsee app (the "Service"), you agree to the following terms.

1. What Pulsee is

Pulsee is a news aggregator and financial-education app for Indian users. It summarizes publicly-available financial news into short bilingual (English + Hindi) snippets, provides an EMI calculator and educational courses on CIBIL / Personal Loans / Savings.

2. What Pulsee is NOT

• We are NOT a SEBI-registered Investment Adviser, Portfolio Manager, Research Analyst, or Broker.
• We are NOT a registered NBFC, Bank, or Lender.
• We do NOT provide personalised financial, investment, tax, or legal advice.
• We do NOT guarantee loans, credit cards, or any financial product.

3. Content sourcing and copyright

News content is sourced via public RSS feeds from Moneycontrol, Economic Times, ET Wealth, Livemint and similar publishers. All copyrights remain with the original publisher. Each news item links back to the original source. Summaries are AI-generated and may contain errors or omissions; always verify with the original source.

4. Educational content disclaimer

Courses and calculator outputs are for educational and informational purposes only. Do not treat them as personalised financial advice. Always consult a SEBI-registered advisor or your bank before taking loans, investing, or making financial decisions.

5. Limitation of liability

We are not liable for losses arising from decisions you make based on information shown in the App, including but not limited to trading losses, loan costs, EMI defaults, or missed opportunities. Past performance is not a guarantee of future results. Market investments are subject to market risks.

6. Acceptable use

Do not reverse-engineer the App, scrape content, attempt to gain unauthorised access, or misuse the service. We may revoke access if we detect abuse.

7. Changes to the service

Features, pricing, course content, and availability may change at any time without notice.

8. Governing law

These terms are governed by the laws of India. Disputes are subject to the courts of Bengaluru, Karnataka.